Winning the Game. If you get a preliminary injunction, the judge may stop foreclosure until the trial. She might also set some condition for the mortgage lender, such as repeating the foreclosure process with proper notification. If your defense is only based on technical errors in the foreclosure, the lender will probably get the house eventually. • Deed in Lieu of Foreclosure/Cash for Keys: you transfer all of your interest in the property to your mortgage company, move out and give them your keys. In exchange, they agree to forgive the money you owe and sometimes pay you a few thousand dollars cash; • To challenge the foreclosure in court; • To file a Chapter 13 Bankruptcy; or.

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